Increasingly, American workers and retirees face a real risk of running out of money during their retirement. Gone are the days when the majority of Americans had a pension to provide them a reliable income through the entirety of their retirement. Instead, American workers and retirees rely upon self-directed investment plans to create income after they stop working. These accounts provide minimal protection against market crashes resulting in a real risk that retirees outlive their assets. So how does one ensure Downside Risk Protection in retirement?
Do You Know Where Your Global Bond Money Goes?
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