The risks posed to the traditional finance industry by fintech are considered to be some of the biggest threats banks face today with Fintech/Robots topping the list. Along with increasingly onerous levels of regulation, banks, and other financial institutions are facing a race against time to build their fintech offering before smaller start-ups take market share. Banks are slowly waking up to this fact, and many financial institutions have now released products to capitalise on consumers’ demand for fintech products and mobile banking.
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To try and quantify how mobile banking penetration and fintech...
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