Will Heard, Arthur Kaz – Best Ideas; Leah Zell Short: Woolworths

Will Heard Heard Capital At Invest For Kids Conference. We have a lot more coverage so stay tuned 

Also we have a lot more conference coverage under our hedge fund Q3 post

FICO
Credit scores and lending.  They are applications, scores and tools.  Valuation appears "Rich" on P/B or P/E.  Misunderstood that it's highly levered to the credit cycle but the reality is it's non-cyclical growth, the Tools business growth opportunity is huge and profits have recently declined due to investments.

[drizzle]

Expects 13% CAGR in Tools, 3% in Applications, and 6% in Scores.  A new cloud based...