Bank of America Corp (NYSE:BAC) released its fourth quarter earnings this morning, and analysts can’t agree whether it was a sign of strong management or a mild disappointment. Bank of America Corp (NYSE:BAC)’s 4Q EPS of $0.29 beat the consensus of $0.26 and core growth was up 1% over last year, while core expenses were down 8%, but consumer and business average loans were down 6% (mostly due to fewer mortgages) and reserve coverage slipped from the last quarter. Net interest margin was up 12 basis points, although this is largely due to market-related effects. While equities fell 7% from…