Average Obamacare Enrollee Is 42-Years Old

The average age of America’s non-elderly population is 32, but the average age of people who have enrolled in healthcare exchanges under Obamacare is 43, and that difference might be more than most insurance companies had counted on. (Since people over 65 have access to Medicare; they aren’t included in comparisons with the exchange population.)

“The insurers took adverse selection into account in setting their exchange rates, but our sense is that plans didn’t assume a more than 10 year difference in average age relative to the overall population,” writes Citi analyst Carl McDonald.

Average enrollment age varies widely by state

State-run exchanges have a slightly