Readers will not be surprised but timing the market is folly and the average investor learned that yet again in 2016, according to new research from Dalbar.
The average US investor didn’t much benefit from the “Trump bump” or much of else in 2016, Dalbar’s 23rd annual “Quantitative Analysis of Investor Behavior” revealed. The Boston-based investment consulting practice considered the “consequences of poor decision making” and then looked behind the numbers at unemotional systematic investing. Emotion can be a draining human experience – most importantly true on a financial basis.

The Average Investor has a poor win percentage against a coin flip
Last year,...

